Banking & payments
Accounts under control, suppliers paid without leaving
Account movements flow into H-Flow and match themselves to the right invoices: you know what came in, what was paid and what's still open, without hopping between your bank statement and the software. And when it's time to pay a supplier, the transfer goes out from here — with a strong confirmation, so no one sends it alone by mistake.
What you gain
- Your statement matched to invoices
- Supplier transfers from one place
- One more confirmation before paying
Key features
Movements always aligned
The account reads itself at intervals: money in and out kept current, with no statements to download by hand.
Every movement to its invoice
H-Flow proposes the match between a movement and a supplier invoice; you confirm. You always know what's settled and what isn't.
Supplier transfers
Prepare the instruction, authorise it with a second factor and it goes. Instant too, when you need it.
One more confirmation
Before a transfer goes out a one-time code is required: no payment slips through, and it's on record who authorised it.
Use-case scenarios
The statement reconciles itself
Every morning the new movements are already there. H-Flow reads the booking behind incoming payments from the description and proposes the right invoice for outgoing ones. You take a look and confirm: what's settled, what's still open, in plain sight.
Pay the supplier without switching windows
The invoice arrives, you check it, you order the transfer to the supplier's IBAN already on file. You authorise it with the code on your phone and it goes. When the movement comes back from the bank it matches the invoice on its own: paid.
Needed now: an instant transfer
The supplier is waiting for confirmation before delivering. Order an instant transfer: the money arrives in seconds and the instruction stays traced like all the others.
A payment to stop
You spot a mistake on an instruction that hasn't gone yet. You cancel it before it executes; if needed, you record the reversal. Every step stays on record — no manual fixes on the accounts.
Features in detail
Movements under control
- Accounts and balance read from the bank read-only, via Open Banking
- Automatic refresh at intervals, plus a manual command
- Filters by account, period, sign and text, with presets for incoming and outgoing transfers
- Counterpart and booking recognised from the description
- Quick print of a single movement
Reconciliation with invoices
- Match a movement to the supplier invoice
- One movement across several invoices and vice versa, part amounts too
- Credit notes handled with the right sign
- Status in plain sight: settled, partial, to reconcile
- Reconcile starting from the invoice too
Paying suppliers
- Transfer instruction to the supplier IBAN on file
- Ordinary or instant transfer (SEPA Instant)
- Automatic match to the movement when it returns from the bank
- Cancel and revoke the instruction before execution
- Print the instruction
Payment security
- A second factor before authorising: a one-time code via app (TOTP) or Telegram
- No duplicates: the same instruction never goes out twice
- A trace of who prepares, who authorises and who executes
- Only management orders and configures; the front desk sees what concerns it
Ready to digitalise your property?
Discover H-Flow with a free, no-commitment demo. We'll show you how to unify every department in one flow.